We love water here in Florida. We enjoy all kinds of fun in the sun and are surrounded by a beautiful coastline. However, our peninsula also caters to flood disasters. Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Needless to say, the fun stops here. Insurance is the best way to protect yourself from devastating financial loss. Whether you are in a designated Flood Zone or not, please do not ignore this valuable option to protect your home and family. This investment can save you money and time taken away as a result of these unexpected and unfortunate disasters and events.
South Florida’s coastal landscape makes it especially susceptible to flooding events. Recently, changes to the NFIP (National Flood Insurance Program) have made the costs of purchasing these types of insurances substantially higher.
Many lenders require home owners to purchase this insurance as well as homeowners insurance. It’s important to know more about where your home or property are located before purchasing this insurance.
So many people make the mistake of assuming that their homeowners insurance also covers flood insurance, but unfortunately it typically does not and requires a separate policy. Our agents can help with buying a policy for coverage through the federal government’s NFIP.
If you’re looking at purchasing a new home or property, or simply looking to purchase flood insurance, make sure you contact us. We can help find the right carrier for you, or help answer any questions you may have about your area and determining your insurance needs. It is far better to be proactive than reactive.
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